About IAF


Immigrant Access Fund Canada supports immigrants, including refugees, who arrive in our country equipped with excellent professional skills and knowledge but face significant barriers to employment. Often they fall into poverty as they become stuck in unemployment or low paying “survival” jobs. As they lack income, collateral or credit history in Canada, it is difficult if not impossible for them to access mainstream credit.


IAF provides micro loans of up to $10,000 to internationally trained immigrants so they can obtain the Canadian licensing or training they need to work in their field. The loan can pay for exams, training, qualification assessments, professional association fees, books and course materials, living allowance and other expenses related to obtaining the Canadian licensing or training they need.

IAF is Canada’s largest and most successful character-based community lending program funded by both the private and public sectors.